Can I buy a Perodua on a RM2,000 salary?
Assess real affordability before committing; salary alone does not determine approval.
Quick answer
Possibly, but it depends on your existing commitments, not your salary alone. With a net salary of around RM2,000, the most realistic choices are usually the Axia or the Bezza. The table below shows example instalments; compare them with what is left after your essential spending.
No automatic approval
The bank assesses the application, income evidence and commitments. Keven helps prepare information; the bank still makes the decision.
Calculate what remains after essentials
Deduct rent, food, utilities, family support, debt and emergency savings from net income. The remainder must cover instalments, fuel, parking, servicing and annual insurance.
Try different options
Compare a 10% deposit with a larger deposit. A longer term can reduce monthly instalments but increases total interest in a flat-rate simulation. Do not use up emergency savings as a deposit.
Information for an initial enquiry
State your preferred model, employment, estimated net income and monthly commitments. Do not enter MyKad details, bank information or financial documents in this site’s public form.
A simple example
Illustrative example: net salary RM2,000, rent and food RM1,000, other commitments RM200. That leaves RM800. With an instalment of around RM400, about RM400 remains for fuel, servicing, insurance and savings. This is not a real customer case; the bank makes its own calculation.
If your commitments are high
Consider a larger deposit, a base variant or a guarantor. Check your CCRIS report before applying so that old arrears do not surprise you. Settle small overdue debts first if you can.
Sabah prices and example instalments
| Model / variant | Original price (before rebate) | Customer rebate | Price after rebate | 10% deposit amount | Monthly instalment (10% deposit) | Monthly instalment (0% deposit)* |
|---|---|---|---|---|---|---|
| Axia 1.0 GStandard · 3% flat | RM 35,900 | RM 500Registration 2026-11-01 – 2026-12-31 · 2026 stock | RM 35,400After conditional rebate | RM 3,540 | RM 375 | RM 416 |
| Axia 1.0 XStandard · 3% flat | RM 40,500 | RM 3,900Registration 2026-11-01 – 2026-12-31 · 2026 stock | RM 36,600After conditional rebate | RM 3,660 | RM 387 | RM 430 |
| Axia 1.0 SEStandard · 3% flat | RM 45,000 | RM 4,300Registration 2026-11-01 – 2026-12-31 · 2026 stock | RM 40,700After conditional rebate | RM 4,070 | RM 431 | RM 479 |
| Axia 1.0 AVStandard · 3% flat | RM 51,000 | RM 4,900Registration 2026-11-01 – 2026-12-31 · 2026 stock | RM 46,100After conditional rebate | RM 4,610 | RM 488 | RM 542 |
| Bezza 1.3 X AutoStandard · 3% flat | RM 45,980 | RM 4,000Registration 2026-11-01 – 2026-12-31 · 2026 stock | RM 41,980After conditional rebate | RM 4,198 | RM 444 | RM 494 |
| Bezza 1.3 AV AutoStandard · 3% flat | RM 51,980 | RM 5,000Registration 2026-11-01 – 2026-12-31 · 2026 stock | RM 46,980After conditional rebate | RM 4,698 | RM 497 | RM 552 |
9-year example using the stated annual flat rate, excluding insurance and accessories. Instalments use the price after active rebates; eligibility and stock must be confirmed with Keven. *0% deposit is a simulation, not a full-financing offer or guarantee. Financing margin and approval are subject to the bank.
Related models
Sources: Perodua; CIMB Hire Purchase; Maybank Hire Purchase. Check current requirements before applying.
WhatsApp Keven · 016 835 0340 ↗